Bankruptcy Law: Black River Falls and Neillsville, WI

Bankruptcy Law: Black River Falls and Neillsville, WI

OFFERING EXCEPTIONAL LEGAL REPRESENTATION FOR WISCONSIN FAMILIES FILING FOR CHAPTER 7 BANKRUPTCY

If you're facing overwhelming debt and you don't think you will ever meet your financial obligations to creditors, filing for Chapter 7 bankruptcy may be a viable solution to your problem. Although filing for bankruptcy is generally a last resort, in some cases, it might be the only option debt-straddled families have when it comes to getting a handle on their finances. It allows those filing to sell off their assets under the oversight of a court approved liquidation plan in order to satisfy debts to creditors. After which time all remaining dischargeable debt, such as medical expenses, credit card balances and utility bills, is erased. If you are current on your house and vehicle payments, you may not have to sell them under the terms of a Chapter 7 liquidation.

STOP THE HARASSMENT OF CREDITOR CALLS AND GARNISHMENTS

Creditors are prohibited from contacting individuals who have successfully filed for Chapter 7 bankruptcy and any foreclosure proceedings underway are halted. Additionally, any garnishments to which a person may be subject are automatically stayed as a result of declaring bankruptcy. By retaining an experienced bankruptcy attorney to represent you in court, you can make sure that the filing process is handled smoothly and that your rights are protected in court. Schedule a consultation with our office if you are considering wiping out your dischargeable debt through liquidation. With over sixty years of experience in navigating Wisconsin families through the bankruptcy process, we’re confident we can help you hit restart on your financial life and secure a better tomorrow for you and your family.

WHAT DEBTS CAN I DISCHARGE UNDER CHAPTER 7?

Debts which cannot usually be discharged under the terms of a Chapter 7 bankruptcy include:

Child support or maintenance obligations (alimony)
Fines, restitution and court fees
Student loans
Other secured loans
Debts related to fraud
Unscheduled debts
Some tax debts

Speak to a skilled Chapter 7 bankruptcy attorney today to get help evaluating your financial situation and deciding if bankruptcy is the right choice for you.